The remainder is invested in securities and loans, whose terms are typically for a longer time compared to the desire deposits, leading to an asset–legal responsibility mismatch. No bank has more than enough reserves available to manage with all deposits remaining taken out at the same time.[17][improved source needed] https://financefeeds.com/4-best-cryptos-for-long-term-investment-as-this-bull-defies-the-market-blues-hits-new-milestone/