An annuity is an extended-phrase retirement merchandise, there could be withdrawal fees if you permit the contract early, and also a 10% tax penalty when you withdraw just before age 59 ½ . I assumed you explained inflation hurts nominal bonds! Of course, but not all bonds are established equivalent. https://safe-havenassets28271.wssblogs.com/36442498/401-k-rollover-no-further-a-mystery